SOCIO ECONOMIC DEVELOPMENT AND CREDIT COOPERATIVES IN CONCÓRDIA CITY

Authors

DOI:

https://doi.org/10.21527/2237-6453.2020.52.308-323

Keywords:

Credit Unions. Development. Cooperative. Economy.

Abstract

Faced with the organization and the political, social, and economic world situation, the cooperativism is as one of the possibilities to reduce the exclusionary processes of the capitalist of production mode. It also presents like a possibility of social and economic inclusion in the processes of production, distribution and consumption. Credit cooperatives are present in Brazil, especially in the south region of the country. The research was carried out in Concórdia-SC city. The aims were of evaluating the progress of credit cooperatives in the city and their contributions to socioeconomic development. For data collection, the descriptive field research technique was used, with the application of a survey in credit unions. The results show that the contributions of credit unions to local development are centered on four categories, namely: (i) social actions; (ii) formation of human capital; (iii) entrepreneurship; (iv) personal finance. In addition, it is concluded that the cooperative credit system is contributing significantly to job creation, income distribution and, consequently, to local and regional development.

Author Biographies

Bruno Pilatti Rovani, Universidade do Contestado (UnC)

Graduando em Ciências Contábeis pela Universidade do Contestado (UnC), Campus Concórdia. 

Jairo Marchesan, Universidade do Contestado (UnC)

Doutor em Geografia pela Universidade Federal de Santa Catarina e Docente do Programa de Mestrado em Desenvolvimento Regional da Universidade do Contestado (UnC) - Campus Canoinhas-SC.

Fernando Maciel Ramos, Universidade do Contestado (UnC)

Doutor em Ciências Contábeis pela Universidade do Vale do Rio dos Sinos (Unisinos). Professor da Universidade do Contestado (UnC).

Letícia Paludo Vargas, Universidade do Contestado (UnC)

Doutora em Extensão Rural pela Universidade Federal de Santa Maria (UFSM). Professora da Universidade do Contestado (UnC). Campus Canoinhas-SC.

Published

2020-08-21

How to Cite

Rovani, B. P., Marchesan, J., Ramos, F. M., & Vargas, L. P. (2020). SOCIO ECONOMIC DEVELOPMENT AND CREDIT COOPERATIVES IN CONCÓRDIA CITY. Development in Question Journal, 18(52), 308–323. https://doi.org/10.21527/2237-6453.2020.52.308-323