SOCIO ECONOMIC DEVELOPMENT AND CREDIT COOPERATIVES IN CONCÓRDIA CITY
DOI:
https://doi.org/10.21527/2237-6453.2020.52.308-323Keywords:
Credit Unions. Development. Cooperative. Economy.Abstract
Faced with the organization and the political, social, and economic world situation, the cooperativism is as one of the possibilities to reduce the exclusionary processes of the capitalist of production mode. It also presents like a possibility of social and economic inclusion in the processes of production, distribution and consumption. Credit cooperatives are present in Brazil, especially in the south region of the country. The research was carried out in Concórdia-SC city. The aims were of evaluating the progress of credit cooperatives in the city and their contributions to socioeconomic development. For data collection, the descriptive field research technique was used, with the application of a survey in credit unions. The results show that the contributions of credit unions to local development are centered on four categories, namely: (i) social actions; (ii) formation of human capital; (iii) entrepreneurship; (iv) personal finance. In addition, it is concluded that the cooperative credit system is contributing significantly to job creation, income distribution and, consequently, to local and regional development.
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